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Orange Park-FL - Obama Supports Housing-According to the NAR
- President-elect Barack Obama is likely to make a housing market recovery a central part of his economic revival plan. That was the assessment of NAR leaders, speaking to a packed audience Thursday at the Peabody Hotel during the opening forum of the REALTORS Conference. Obama has long made housing a priority, said Illinois Association of REALTORS CEO Gary Clayton, who knows the president-elect from his days as a state senator. Clayton said with a chuckle that he now regrets not joining Obamas weekly poker game. In Illinois, Obama advocated tax credits for property owners and fought to end predatory lending, Clayton said. As a U.S. senator, hes advocated for a stronger FHA and voted for the NAR-backed economic stimulus bill, which increased loan limits in high-cost areas. NAR Chief lobbyist Jerry Giovaniello addressed election banter about Obama having a socialist agenda. Theres not much left to socialize, he joked, referring to the government rescue of Fannie Mae, Freddie Mac, insurance giant AIG, and the entire U.S. banking system. I think Jiffy Lube may be next, he said, to uproarious laughter. Clayton said the real Obama is a friendly, fun guy. Hes smart, quick, and a good listener but no pushover. Giovaniello described Obama as careful and cautious, someone who will listen to all sides of an issue before making decision. Besides winning the presidency, Democrats gained seats in both the House and the Senate. Giovaniello told the crowd that didnt necessarily mean legislators will have an anti-business bent. A substantial number are Blue Dog Democrats, he said, who tend to be conservative and business oriented. And many already have sided with REALTORS on key real estate issues. |
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Colorado Springs-CO - Colorado Springs Mortgage Lenders - Colorado Springs Mortgage Companies
- For all your Mortgage related concerns, please consider my trusted lending source Ruth Vogt Colorado Springs, CO with WR Starkey Mortgage Office Phone (877) 489-0709 Cell Phone (719) 330-9602 Email: rvogt@wrstarkey.com |
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Peterson Air Force Base-CO - Current market conditions around Peterson Air Force base,Colorado 3rd quarter 2008 vs. 2007
- The Area around Peterson Air Force Base has seen many growth changes in the last year but the market has seen minor changes. Sales activity is as follows: 2008 units sold were 260 with the 2007 units sold of 311 a decrease of 16.4%. The median sold price is now 205,375 with 2007 median sold price of 218,900 down 6.2%. The average sold price is now 211,464 with 2007 average sold price of 225,235, down 6.1%.Sell price to list price % remained about the same at 97%. Average days on market went from 76 days in 2007 to 96 in 2008 an increase of 26.3%. Listings activity is as follows: Number of active listings went from 597 in 2007 to 442 in 2008.Median list price went from 225,000 in 2007 to 219,000 in 2008 a decrease of 2.7%.The average list price went from 234,568 in 2007 to 226,236 in 2008 a decrease of 3.6%. The number of new listings went from 554 in 2007 to 386 in 2008 a decrease of 30%. Remember these are 3rd quarter statistics of 2007 compared to 3rd quarter statistics of 2008. I hope this information is helpful to you and if you need further information or help buying or selling a home in the Peterson Air Force base area, please call Scott Ignatius at 719-330-6718. |
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Schriever Air Force Base-CO - Current Market Conditions around Schriever Air Force Base area 3rd quarter 2008 vs 2007
- The area around Schriever Air Force base has seen many growth changes in the last year but the market has seen minor changes. Sales activity is as follows: 2008 units sold were 260 with the 2007 units sold were 311 a decrease of 16.4%. The median sold price is now 205,375 with 2007 median sold price of 218,900 down 6.2%. The average sold price is now 211,464 with 2007 average sold price of 225,235, down 6.1%. Sell price to list price % remained about the same at 97%. Average days on market went from 76 days in 2007 to 96 in 2008 an increase of 26.3%. Listings activity is as follows: Number of active listings went from 597 in 2007 to 442 in 2008. Median list price went from 225,000 in 2007 to 219,000 in 2008 a decrease of 2.7%. The average list price went from 234,568 in 2007 to 226,236 in 2008 a decrease of 3.6%. The number of new listings went from 554 in 2007 to 286 in 2008 a decrease of 30%. Remember these are 3rd quarter statistics of 2007 compared to 3rd quarter statistics of 2008. I hope this information is helpful to you and if you need further information or help buying or selling a home in the Schriever Air Force Base area, Please call Scott Ignatius at 719-330-6718. |
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Powers Corridor-CO - Current market Conditions in the Powers Corridor are 3rd quarter 2007 vs 2008
- The Powers Corridor has seen major growth in the last year but the housing market has seen minor changes. Sales activity is as follows: 2008 units sold were 260 with the 2007 units sold were 311 a decrease of 16.4%. The median sold price is now 205,375 with 2007 median sold price of 218,900 down 6.2%. The average sold price is now 211,464 with 2007 average sold price of 225,235 down 6.1%. Sell price to list price % remained about the same at 97%. Average days on market went from 76 days in 2007 to 96 days in 2008 an increase of 26.3%. Listings activity is as follows: Number of active listings went from 597 in 2007 to 442 in 2008. Median list price went from 225,000 in 2007 to 219,000 in 2008 a decrease of 2.7%. The average list price went from 234,568 in 2007 to 226,236 in 2008 a decrease of 3.6%. The number of new listings went from 554 in 2007 to 386 in 2008 a decrease of 30%. Remember these are 3rd quarter statistics of 2007 compared to 3rd quarter statistics of 2008. I hope this information is helpful to you and if you need further information or help buying or selling a home, Please call Scott Ignatius at 719-330-6718. |
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Space Command-CO - Current market Conditions around Space command in Colorado springs 3rd quarter 2007 vs 2008
- The area around the Space Command has seen many growth changes in the last year but the market has seen minor changes. Sales activity is as follows: 2008 units sold were 260 with the 2007 units sold were 311 a decrease of 16.4%. The median sold price is now 205,375 with 2007 median sold price of 218,900 down 6.2%.The average sold price is now 211,464 with 2007 average sold price of 225,235 down 6.1%. Sell price to list price % remained about the same at 97%. Average days on market went down from 76 days in 2007 to 96 in 2008 an increase of 26.3%. Listings activity is as follows: Number of active listings went from 597 in 2007 to 442 in 2008. Median list price went from 225,000 in 2007 to 219,000 in 2008 a decrease of 2.7%. The average list price went from 234,568 in 2007 to 226,236 in 2008 a decrease of 3.6%. The number of new listings went from 554 in 2007 to 386 in 2008 a decrease of 30%. Remember these are 3rd quarter statistics of 2007 compared to 3rd quarter statistics of 2008. I hope this information is helpful to you and if you need futher information or help buying or selling a home in the Space command area, Please call Scott Ignatius at 719-330-6718 |
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El Paso County-CO - Current Market Conditions For El Paso County Colorado 3rd quarter 2007 vs 2008
- El Paso County has seen major growth changes but the housing market has had minor changes. Sales activity is as follows: 2008 units sold were 2149 with the 2007 units sold were 2416 a decrease of 11.1%. The Median sold price is now 209,800 with the 2007 median sold price of 222,000 a decrease of 5.5%. The average sold price is now 245,583 with 2007 average sold price of 266,797 a decrease of 8%. Sell price to list price % remained about the same at 97%. Average days on market went from 82 days in 2007 to 88 days in 2008 an increase 7.3%. Listings activity is as follows: Number of active listings went from 5663 in 2007 to 4937 in 2008 a 12.8% decrease. Median list price went from 255,000 in 2007 to 258,900 in 2008 a 1.5% increase. The average list price went from 346,013 in 2007 to 362,042 in 2008 a 4.6% increase. The number of new listing went from 4505 in 2007 to 3737 in 2008 a 17% decrease. Remember these are 3rd quarter statistics of 2007 compared to 3rd quarter statistics of 2008. I hope this information is helpful to you and if you need further information or help buying or selling a home in El Paso County, Please call Scott Ignatius at 719-330-6718. |
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Salt Lake City-UT - Real Estate & Homes For Sale in the Salt Lake City area
- In today's Salt Lake County real estate market, finding the right real estate agent representation is critical. With real estate expertise for both home buyers and sellers in Salt Lake, Sandy, Holladay, South Jordan, Riverton and Draper and all surrounding Salt Lake County, UT areas, you've found the right source for all of your real estate needs. Whether you are looking for Salt Lake City homes for sale , maybe even a newly built Salt Lake City Luxury Home or property or if you're in the preliminary stages of the your search, I can help. I specialize in Salt Lake real estate as well as real estate buying and selling services for all major communities in Salt Lake County including Salt Lake, Sandy, Holladay, South Jordan, Riverton and Draper.
Through this web site, you have the ability to search virtually every home for sale in Salt Lake, Sandy, Holladay, South Jordan, Riverton and Draper and all other local areas. In addition to accessing homes and real estate for sale in Salt Lake, Sandy, Holladay, South Jordan, Riverton and Draper, this web site features comprehensive community information that can help guide you in selecting the right place to call home. |
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Naperville-IL - Naperville Real Estate - Naperville Foreclosures - Naperville Market Conditions
- This article by RealtyTrac may be of interest to those of you keeping a close eye on Naperville IL homes for sale along with national trends of ups and downs. RealtyTrac offers great information by the way for these updates.
Long-Term Solution for Fannie and Freddie Dilemma It's been a rough year for Fannie Mae and Freddie Mac. Share values have dropped more 90 percent, investors have lost more than $100 billion, and both companies were rescued by the federal government earlier this month, placed in a government conservatorship run by the newly created Federal Housing Finance Agency. First, Fannie Mae and Freddie Mac are not just lumbering financial giants that can be easily replaced. They are the largest buyers of U.S. home mortgages. There is no competitor or group of competitors that can take over what they do in the short term, say a year or two, or maybe ever. If Fannie Mae and Freddie Mac collapse the result would be the wholesale destruction of the national mortgage system; a virtual halt to home sales because few local mortgages would be available; soaring interest rates because few loans would be available and a level of losses throughout the economy unseen since the Great Depression. Second, some people think it would be a really good idea to dismember Fannie Mae and Freddie Mac. "I say that we can't let them go fast enough," explains a commenter by the name of Wazzel who posted on the Washington Independent website. "Let them go. Let them all go. NOTHING will be resolved until the things that ought to fail...fail! Propping-up this nonsense with money borrowed from China does nothing to fix the problem at hand. Housing prices must fall to get the national average from 200K down below from 70K to reset the housing market and get equities back in line with reality." What is it that has so many people mad with Fann |
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Briargate-CO - Current Market conditions in Briargate, CO for 3rd quarter 2008 vs. 2007
- The Briargate Colorado area has seen minor changes from a year ago. Sales activity is as follow: 2008 units sold were 186 with the 2007 units sold of 216 down 13.9%. The median sold price for 2008 is 299,949 with 2007 median sold price of 307,500, down 2.5%. The average sold price in 2007 was 332,771 with the average sold price now is 310,553, down 6.7%. Sell price to list price % remained about the same at 97%. Average days on Market went up from 73 in 2007 to 96 in 2008. Listing activity is as follows: number of active listings went down from 386 in 2007 to 339 in 2008 a 12.2% decrease. The median list price in 2007 was 345,650 to 339,900 in 2008 and 1.7% decrease. The average list price in 2007 was 379,748 to 386,879 in 2008 and increase of 1.9%. The number of new listings in 2007 was 310 and now it is 300 a decrease of 3.2%. Remember these are all 3rd quarter statistics of 2007 compared to 3rd quarter statistics of 2008. I hope information is helpful to you and if you need further information or help buying or selling a home in Briargate Colorado, please call Scott Ignatius at 719-330-6718. |
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San Clemente-CA - Orange County REO - Orange County Foreclosures - Orange County Bank Owned Homes
- As is, where is, and without warranties are words I use on a daily basis. I know a thing or two about REO's and I find myself repeating these words over and over to agents to relay onto theor clients. This is a constant. Even when we are closing a REO deal I am still repeating these words on a daily basis to the buyers agent.
I just closed a deal and the escrow company (who shall remain nameless) was the worst company I have EVER worked with. I never got 1 phone call returned or an email. I would talk to the AM on this and of course they would repond to her but I found it so strange that the lines of communication reguarding this file was just non exsistant. I still haven't gotten confirmation the deal closed and recorded but I know that we did because it's public record and because we had a major issue with the final HUD. (This is the point where the story gets good) I got a phone call from the other agent after all checks have been cut that the buyer was charged a 150 dollar per diem fee which racked up to 900 dollars. Closed escrow, checks have been cut and some how I am getting blamed. The buyer signed the final HUD and didn't bring it up? Not till I can't do anything about it since the delay in closing was due to buyer wanting repairs to be done by the bank. (So the AM thinks we were delayed because of the buyer wanting something and the buyer thinks it was delayed since we were waiting on an answer.) Any way the buyers agent didn't cover the buyer by putting it in writing when the AM asked me to get an extension. The other agent wasn't happy about it we were ready to close 2 days later anyway. The other agent said he was following my lead and I should have told him to put it in writing. Iam shaking my head cause when is anything verbal in Real Estate? I told him I didn't think his buyer should have to pay the per diem and I would pitch in to help his buyer out but that isn't good enough for him. Anywho............ Now the agent is saying he is going to sue everone!!! I told the AM today and I talked to the supervisor and they told me that the buyer signed the HUD and the deal was closed and checks were cut. There was nothing they can do now. They also brought up a good point....the property was sold as is, where is and without warranty and they got 1500 dollars out or the seller for repairs. So now I have to tell the agent that he and his client have no leg to stand on in a legal battle. What do you think??? Should I eat the 900 dollars but he was not my client and I did nothing wrong. Or should I let him sue??? Basically I am tired of his threatening emails and phone calls! What do i do? |
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Falcon-CO - Current Market Conditions in Falcon Colorado area 3rd Quarter 2008 vs 2007
- The Falcon Colorado area has seen minor market changes from a year ago. Sales activity is as follows: 2008 units sold were 78 with the 2007 units sold of 78 as well. The median sold prices is now $199,950 with 2007 median sold price of $210,719, down 5.1%. The average sold prices is now $207,025 with 2007 average sold price of $214,129, down 3.3%. Sell price to list price % remained about the same at 97.2%. Average days of market went from 97 days in 2007 to 104 days in 2008. Listings activity is as follows: Number of active listings went from 213 in 2007 to 210 in 2008. Median list price went from $237,000 in 2007 to $225,000 in 2008. The average list price went from 263,403 in 2007 to $254,418 in 2008. The number of new listings went from 162 in 2007 to 186 in 2008. Remember these are all 3rd quarter statistics of 2007 compared to 3rdquarter statistics of 2008. I hope information is helpful to you and if you need further information of help buying or selling a home in Falcon Colorado, please call Scott Ignatius at 719-330-6718. |
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Las Colinas-TX - Las Colinas Real Estate
- The number of unsold properties hit an all-time high, the latest indication that the worst housing slump in decades is far from over. Prices nationwide are not expected to hit bottom until early next year.
The National Association of Realtors reported Monday that sales rose to a seasonally adjusted annual rate of 5 million units, down from June's downwardly revised rate of 4.85 million units. Sales had been expected to rise by only 1.6 percent, according to economists surveyed by Thomson/IFR. "The process of a recovery has begun," said Joel Naroff, president of Naroff Economic Advisors. "It's not going to be short and swift, but it's begun nonetheless." Home sales were about 13 percent lower than a year ago and prices were down dramatically. The median price for a home sold in July dropped to $212,000, down by 7.1 percent from a year ago. Despite the third monthly sales increase this year, the number of unsold single-family homes and condominiums rose to 4.67 million, the highest number since 1968, when the Realtors group started tracking the data. That represented a 11.2-month supply at the July sales pace, matching the all-time high set in April. Until the inventory level is reduced to more normal levels, analysts say, the housing slump is likely to persist. The inventory level is being driven higher by a massive wave of mortgage foreclosures. Between 33 and 40 percent of sales activity is coming from foreclosures or other distressed properties, he estimated. While buyers are pouncing on lower prices, - especially in places like California, Florida and Nevada - sales are sluggish in formerly stable states like Texas. "People are responding to lower prices," Yun said, but there is "too much uncertainty" about the housing market's future to mark a definite bottom. One key unknown is the future ability of mortgage finance companies Fannie Mae and Freddie Mac to supply money for loans. The two government-sponsored companies have dramatically cut back the availability of mortgages as they cope with mounting losses from foreclosures. President Bush last month signed sweeping housing legislation that aims to prevent foreclosures by allowing an estimated 400,000 homeowners to swap their mortgages for more affordable loans, but only if their lender agrees to take a loss on the initial loan. Even with government help, nearly 2.8 million U.S. households will either face foreclosure, turn over their homes to their lender or sell the properties for less than their mortgage's value by the end of next year, predicts Moody's Economy.com. |
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Jacksonville-FL - Jacksonville Florida Real Estate
- Pending home sales activity surged as buyers took advantage of low home prices and affordable interest rates, according to the National Association of Realtors.
The Pending Home Sales Index,1 a forward-looking indicator based on contracts signed in August, jumped 7.4 percent to 93.4 from an upwardly revised reading of 87.0 in July, and is 8.8 percent higher than August 2007 when it stood at 85.8. The index is at the highest level since June 2007 when it stood at 101.4. Lawrence Yun, NAR chief economist, said home buyers were responding to improved affordability. "What we're seeing is the momentum of people taking advantage of low home prices, with pending home sales up strongly in California, Nevada, Arizona, Florida, Rhode Island and the Washington, D.C., region," he said. "It's unclear how much contract activity may be impacted by the credit disruptions on Wall Street, but we're hopeful most of the increase will translate into closed existing-home sales." The PHSI in the West surged 18.4 percent to 109.5 in August and remains 37.8 percent above a year ago. In the Northeast the index jumped 8.4 percent to 79.8 and is 2.0 percent higher than August 2007. The index in the Midwest rose 3.6 percent to 84.5 in August and is 6.6 percent above a year ago. In the South, the index increased 2.3 percent to 96.0 but is 2.1 percent below August 2007. Yun notes the unusual timing of contract activity in August. "Home buyers in July were hampered by overly stringent lending criteria in the months before the government takeover of Fannie and Freddie," he said. "August shows some unleashing of pent-up demand before the credit crisis accelerated in September." He cautioned that the sampling size for pending home sales is smaller than the track on existing-home sales, so there is more volatility in the forward-looking series. "We need to see just how much of this gain holds up," Yun said. NAR President Richard F. Gaylord, a broker with RE/MAX Real Estate Specialists in Long Beach, Calif., said despite all the turmoil in world financial markets, home mortgages are available. "Mortgages have been harder to find, and availability and terms vary depending on credit score and location, but Realtors can help buyers find reputable lenders while helping them navigate the transaction process," he said. "The recently enacted economic stimulus package should help housing by gradually freeing the flow of credit." Yun now expects growth in the U.S. gross domestic product (GDP) to contract for two consecutive quarters, in the fourth quarter of this year and the first quarter of 2009, before expanding in latter part of 2009 as the housing market begins a steady improvement. Looking at middle-ground assumptions, existing-home sales are forecast at 5.04 million this year and 5.41 million in 2009. Following national declines of 5 to 8 percent in 2008, home prices are projected to increase 2 to 3 percent next year. New-home sales should total around 503,000 this year and 471,000 in 2009. Housing starts, including multifamily units, are likely to fall 28.2 percent to 973,000 units this year, and come in around 843,000 in 2009 as builders continue to clear the accumulation in inventory. The 30-year fixed-rate mortgage will probably average 6.1 percent in the fourth quarter and rise gradually to 6.6 percent by the end of 2009. NAR's housing affordability index is expected to average 18 percentage points higher this year than in 2007. The unemployment rate is projected to average 6.4 percent in the fourth quarter and then average 6.6 percent in 2009. Inflation, as measured by the Consumer Price Index, is estimated at 4.0 percent for 2008 and 2.0 percent next year. Inflation-adjusted disposable personal income is forecast to grow 1.7 percent this year and 1.0 percent in 2009. |
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Jacksonville-FL - Jacksonville Real Estate Update
- The Pending Home Sales Index is a leading indicator for the housing sector, based on pending sales of existing homes. A sale is listed as pending when the contract has been signed but the transaction has not closed, though the sale usually is finalized within one or two months of signing.
The index is based on a large national sample, typically representing about 20 percent of transactions for existing-home sales. In developing the model for the index, it was demonstrated that the level of monthly sales-contract activity from 2001 through 2004 parallels the level of closed existing-home sales in the following two months. There is a closer relationship between annual index changes (from the same month a year earlier) and year-ago changes in sales performance than with month-to-month comparisons.
An index of 100 is equal to the average level of contract activity during 2001, which was the first year to be examined as well as the first of five consecutive record years for existing-home sales. |
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Jacksonville Southside-FL - Southside Jacksonville Real Estate
- A View of the Tax Credit (in Housing & Economic Recovery Act of 2008) for First-Time Homebuyers On July 30, 2008, President Bush signed a major housing bill (The Housing and Economic Recovery Act of 2008 H.R. 3221) into law. As part of this housing bill, there is a new temporary tax credit to provide an incentive to first-time homebuyers. This $7500 credit is available for purchases (on principal residences) made between April 9, 2008 and July 1, 2009. This landmark legislation contains several provisions to help home buyers, stop the slide in home prices, provide a lifeline to borrowers facing foreclosure and bolster market confidence in mortgage giants Fannie Mae and Freddie Mac. Quick Question & Answer on Housing Bill who is Eligible? * The $7,500 tax credit is available for first-time homebuyers only. * A first-time homebuyer is defined as a buyer who has not owned a home during the past 3 years. Are there Income Limits? * For single or head of household taxpayers: Income less than $75,000 can claim the full $7,500 credit Income $75,000 - $95,000 receive partial credit Income over $95,000 credit is not available * For married filing jointly taxpayers: Income less than $150,000 can claim the full $7,500 credit Income $150,000 - $170,000 receive partial credit Income over $170,000 credit is not available Is there a time period that the credit is available? First-time homebuyers receive the credit on home purchases made between April 9, 2008 and July 1, 2009. What if I owe less than $7500 in taxes; will I get money back? The tax credit is refundable. This means that if you pay less than $7,500 in federal income taxes, then the government will write you a check for the difference. For example if you owe $5,000 in taxes you would pay nothing to the IRS and receive a $2,500 payment from the government. If you are due to receive a $1,000 refund |
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Jacksonville Southside-FL - Southside Jacksonville Real Estate Market Info
- Some truths about Northeast Florida's Real Estate Climate
1. Although sales were significantly down throughout Northeast Florida last year, 2007 was the 4th highest year for area sales for the past two decades. 2. Our real estate market is already beginning to stabilize! 3. Forbes is high on Jacksonville. The city ranked 8th in Forbes.com 10 Best Cites for Bargain House-hunters and 9th in its Best Cities to Buy a Home. Jacksonville ranked 3rd in list of cleanest cities and 4th in its compilation of America's Best Cites for the Outdoors. 4. Area inflation is less than the rest of the country. 5. Added jobs through the ports. When Panama Canal widening is completed in 2015 Jacksonville will have the 3rd largest port on the East Coast. 5800 new jobs are expected from new Asian employers who are opening new terminals. 6. New companies showing an interest in Jacksonville are Deutsche Bank, a cold storage logistics company, European container shipping line, 2 French aerospace manufactures, and 2 British companies. (According to the regional Chamber of Commerce). This is projecting 1500 new high paying jobs to the area. 7. Market is very favorable for Buyers now and low interest rates. 8. Prices will stabilize and we are already see some areas of price increases. According to Forbes.com, Jacksonville didn't go through an obscene speculation boom, making its recovery cycle far less daunting than other Florida spots. So what are you waiting for?? Contact me for your Real Estate and Mortgage needs! David Cool, REALTOR & Mortgage Broker INI Realty Investments, Inc 904 338 4601 Jacksonville.realtor@yahoo.com www.DavidCoolRealtor.com |
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Mandarin-FL - Buying a Home in Mandarin-Homes For Sale In Mandarin
- Pending home sales activity surged as buyers took advantage of low home prices and affordable interest rates, according to the National Association of Realtors. The Pending Home Sales Index,1 a forward-looking indicator based on contracts signed in August, jumped 7.4 percent to 93.4 from an upwardly revised reading of 87.0 in July, and is 8.8 percent higher than August 2007 when it stood at 85.8. The index is at the highest level since June 2007 when it stood at 101.4. Lawrence Yun, NAR chief economist, said home buyers were responding to improved affordability. What we're seeing is the momentum of people taking advantage of low home prices, with pending home sales up strongly in California, Nevada, Arizona, Florida, Rhode Island and the Washington, D.C., region, he said. "It's unclear how much contract activity may be impacted by the credit disruptions on Wall Street, but we're hopeful most of the increase will translate into closed existing-home sales. The PHSI in the West surged 18.4 percent to 109.5 in August and remains 37.8 percent above a year ago. In the Northeast the index jumped 8.4 percent to 79.8 and is 2.0 percent higher than August 2007. The index in the Midwest rose 3.6 percent to 84.5 in August and is 6.6 percent above a year ago. In the South, the index increased 2.3 percent to 96.0 but is 2.1 percent below August 2007. Yun notes the unusual timing of contract activity in August. Home buyers in July were hampered by overly stringent lending criteria in the months before the government takeover of Fannie and Freddie, he said. August shows some unleashing of pent-up demand before the credit crisis accelerated in September. He cautioned that the sampling size for pending home sales is smaller than the track on existing-home sales, so there is more volatility in the forward-looking series. We need to see just how much of this gain holds up, Yun said. NAR President Richard F. Gaylord, a broker with RE/Max |
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Los Lunas-NM - Los Lunas NM Homes
- I just completed a tour of all the model homes at Jubilee in Los Lunas yesterday and thought I would share with you that their standing inventory is down to five homes! Prices range on those homes from $159,900 to only $219,900! Jubilee in case you didn't know is an "active-adult" gated community. From their brochure - Breathtaking views (yep), friendly active neighbors (yep - and they can probably run circles around me), and incomparable weather are just a few benefits that you will discover at Jubilee. Our private gated community offers a wide choice of affordable high quality homes designed especially for active adults. Surrounding these stunning homes are miles of open space and walking trails that wind through El Cerro de Los Lunas, the mountain which serves as the community's backdrop. If you would like me send you more info on this gorgeous area (right off of historic Rt66), I can scan the floor plans and email to you! Tonya 505-264-7941 |
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San Clemente-CA - San Clemente, Orange County California REO
- I get asked weekly "How can I become a REO agent?" and "what is the process of listing REO properties?" What's involved in a eviction?" "Who replaces locks, cleans the properties?" "What is all involve in listing REO properties?" "When the asset management company asks you to list the property how do you proceed with the contracts?"
These questions are not coming from the agents who work for me but agents who like to dance in the rain!! Like myself!! Hopefully this blog will not only help agents get some questions answered but will help them on their REO journey. How do you become a REO agent??? I only know the way I did it and that was by getting a google degree. I googled everything. There are over 200+ companies that service the default industry and new ones pop up every week. Sign up with ALL of them and continue to sign up. Educate yourself. If you think you know how to do a BPO and have never taken any course then I can bet you are not doing them perfect and in a REO world there is nothing accepted that is less then perfect. Think of it like this. If you get a shot at a BPO and don't do it well then you may not get a shot at another one and you can kiss the big bucks bye bye. The process of listing a REO is simple and an easy formula. Occupancy, possible eviction, preservation, pre marketing, listing, marketing, maintain and escrow. Simple? Keep my formula handy and if you get a REO listing then follow it! It will save you time. Also look for local preservation teams that will help you to get properties up and ready for market. This way you look to one company for everything and not one person for one thing and one person for something else. This way you can watch over your reimbursements easier if you are only writing check to one company. Evictions can be different in different states but here in CA if I have a property that I can not get a signed cash for keys for then I keep a close eye on it. Every 2 weeks I drive by and check occupancy status. If it still hasn't been evicted I then will eventually get a call from the eviction attorney and we set up a time to lock occupants out. The sheriff will post a note on the property prior. The "E" day comes and I meet the lawyer, locksmith, sheriff out at the property and we change the locks. The previous owners must contact me to get their personal belongings out of the property. I have a preservation team who takes care of everything and I highly recommend you find a company who is on hand to make you look like a million bucks to the AM's. Also you want someone cost effective since you maybe asked to get 3 bids at times. Each bank and AM is different and so you will be asked by different companies for different things. Take for example BofA uses safeguard to preserve and maintain their REO's and all offers go thru bid select so you as the REO agent put it in the MLS, field calls and are the eyes and ears for the bank. Then take citi who outsources to several different asset managers across the country and with their listings you take care of everything from start to finish. I have said this before and I will say it again, every bank is different and every home is different so just be prepared/educated for all scenario's. Every Am is different and most have their own listing contracts. In the REO game we are all at the mercy of the bank. Then when you get to TDS the bank is except so I would suggest you hire a GREAT and I emphasize GREAT transaction coordinator so they can deal with your paperwork and then you can get back out there and do it all again! I have found that even though the banks send me biz I make more off my open houses and getting buyers into property so sell and sell well my rainy friends. And if you have questions let me know cause I am not afraid!! |
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Asheville-NC - Asheville Real Estate
- Asheville is famous for beautiful fall foliage. The Blue Ridge Parkway affords visitors spectacular views and visas as well a great opportunities for walks and hiking. May residents came to the area as visitors, fell in love with the beauty and culture and no call Asheville home. If you are considering moving or investing in Noth Carolina, his is a perfect time to combine a vacation with searching for a home or land. The Biltmore Estate is currently featuring a "Field to Table" event at the Winery. Rafting trips down the French Broad River are also a great way to view nature in a tranquil,relaxing setting. Many communities host fall festivals and arts events now through November. |
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Colorado Springs-CO - Your Colorado Springs Realtor
- The Benefits of using Scott Miller for your Colorado Springs Real Estate needs. I will Consult with you on how to get your home in top selling condition. Give you up to date information on what is happening in the market place. Communication is a must and I will err on the side of too much communication every time. Provide you with information on competing properties: e.g list price versus actual SOLD price, financing terms, condition and more. In other words, the real value of your home. Market your home to other real estate agents and the public using research based proven marketing strategies. Help you objectively evaluate and negotiate every buyer's offer without compromising your position. Help you close on the sale of your home |
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Redondo Beach-CA - First time home buyers buy homes with down payment from the goverment and no closing costs..SEE HOW!
- I have personally put many first time home buyers into a home in the past 3 months with this program. Here's how it works... I get the buyer pre-qualified with the lender who knows this program inside and out. Once we get the "ceiling limit" the buyer can shop for...we go shopping! When we find the home...the buyer gives a $2000 earnest money check for deposit...the lender registers the buyer in about 20 minutes...People, the beauty of this program is that it is a NON-QUALIFYING program...you do not need to qualify in order to participate in this program. You are accepted in about 20 minutes once the lender registers you. You then find a house...When the realtor makes the offer...they submit the offer asking the seller(which could be a private seller or a bank) to cooperate in the down payment assistance program. The program pays the buyer's 3% down payment assistance, it is a gift from the government backed program. The seller is then asked to waive or credit the buyer's closing costs...this is a tax write off for the seller, and the buyer gets to buy the property without having to come up with money for the down payment or closing costs..hence the buyer gets in for about $2700 dollars...$2000 for the earnest money deposit check, and $300 for a home inspection and $400 for an appraisal..give or take a few dollars...BINGO! Buyer has bought a home! I am getting buyers into homes left and right with this program, and many are bank-owned homes also known as REOS...or lender-owned. This works and is helping home buyers to buy homes and sellers to sell homes, townhomes and condos...and this program allows for quick escrows...it is not to be confused with the CALFHA programs which take 45-60 days to close...When you're ready to buy! Just call Shy! 310-429-4170 I'll show you how! |
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Richmond-VA - Richmond Virginia Real Estate
- The Richmond area is home to history, culture, good schools, and great neighbors. Feel free to search Richmond VA homes for sale through any of the links within the site which are designed to help you research Richmond and surrounding counties, find things to do, and get established in your new central Virginia home. |
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Lake Arrowhead-CA - Lake Arrowhead-America's Best Lake Towns
- A recent article by Yahoo Travel....A ride on The Lake Arrowhead Queen, a charming paddlewheel boat, delivers panoramic views of upscale waterfront homes and the dense San Bernardino National Forest. You also get a quick history lesson about the privately owned lake created to provide irrigation to San Bernardino Valley. Buy the $16 boat tickets at Leroy's Board Shop (909/336-6992) in Lake Arrowhead Village, a collection of shops, galleries, and cafes set on a peninsula jutting out on the clear cobalt-blue lake. The Village Fun Park is a treat. Kids can play mini-golf, go-kart, and ride on a restored 1950s carousel. Log cabins are common in the sleepy town of Lake Arrowhead less developed than nearby Big Bear Lake and its prominent arts association hosts classical and cabaret performances. L.A. residents, celebrities included, come here to unplug and soak up the fresh air. Focus your stargazing on the expansive smog-free night skies; the Mountain Skies Astronomical Society's educational programs can help you better appreciate all that twinkling. |
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Las Colinas-TX - Las Colinas Texas Home Values
- Steve Brown, Dallas Morning News
Potential DFW homebuyers who are nervous about whether it's a good time to purchase a house might find some comfort in a new report. But analysts caution not to get carried away with the data. The study by the Center for Economic and Policy Research and National Low Income Housing Coalition projects that D-FW homebuyers could see one of the best increases in equity in the country during the next few years. Las Colinas TX real estate is one of the most stable markets when it comes to holding a home's value. The comprehensive report looked at home ownership and rental costs and the prospects for building home equity in 100 metropolitan areas. In terms of building equity, the D-FW area is among the top five markets expected to do well between now and 2012. A homeowner who buys a house priced at 75 percent of the median for the area could gain more than $80,000 in equity four years from now, the study finds. "I wouldn't want people to run out and make investment decisions based on this," Dean Baker, one of the authors of the report, said Thursday. But he said the Texas market is probably in the best shape in the country. Indeed, while home equity is likely to grow during the next few years in Texas cities such as Las Colinas Texas Homes For Sale, homeowners could lose equity in their houses in about a third of the cities in the report. The biggest declines are forecast in markets that have seen big price increases in recent years, including many California cities. Median home sales prices in North Texas have dropped only slightly during recent months, while residential values in many coastal cities have decreased dramatically and are still falling. Mark Dotzour, chief economist with Texas A&M University's Real Estate Cente |
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Colorado Springs-CO - Colorado Springs Listing and Sales Summary for July 2008
- Colorado Springs Home sales increased from June 2008 to July 2008 by by 2.2% (19 more sales). Colorado Springs Home sales decreased from the previous year by 14.1%(45 less sales). Colorado Springs homes for sale also decreased by 15.3%. YTD Summary: Colorado Springs single family homes for sale new listings-11,926 sales-5183 AVG sales Price-$244,454 Colorado Springs Condo/townhomes: New listings-1715. sales-684. avg sales price-$160,537. |
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Westlake-TX - Westlake Real Estate
- West Lake Hills has it all ... natural beauty, close-in location, sustainable development and a quiet family atmosphere. West Lake Hills offers family-friendly neighborhoods with great parks and bike paths, master planned golf resort communities, and luxurious one-of-a-kind Lake Austin waterfront mansions. All this, and just minutes from downtown employers, museums, theater district, and Zilker Park. The median home value is $330,900. |
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Naperville-IL - Naperville-Best Place To Live
- Below is an article by Money Magazine after placing Naperville as the no. 3 best place to live in the new 2008 ranking report!
It's no wonder Naperville has made Money's Best Places list three times now. The walkable downtown area is packed with restaurants and shops. The popular Riverwalk is a nearly two-mile brick path that follows the DuPage River's course through town. Naperville's proximity to Chicago is a plus, but there are plenty of jobs to be had right here. Edward Hospital and Nicor Gas employ more than 8,000 people between them, and companies such as BP America, Lucent and Tellabs have offices in town. Graduates of the city's schools handily outscore state and national averages on college entrance exams. And Naperville's public library is ranked the best in the nation among small cities by Hennen's American Public Library Ratings. On the downside, housing is pricier here than in some nearby suburbs; the typical three-bedroom, two-bath house runs $380,000. And congestion on the city's major roads can slow traffic to a crawl. |
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Downtown Plainfield-IL - Downtown Plainfield-Best Place To Live
- Below is an article by Money Magazine after placing Naperville as the no. 3 best place to live in the new 2008 ranking report! Downtown Plainfield is showing to be next in line. Great schools, restaurants, beautiful homes!
It's no wonder Naperville has made Money's Best Places list three times now. The walkable downtown area is packed with restaurants and shops. The popular Riverwalk is a nearly two-mile brick path that follows the DuPage River's course through town. Naperville's proximity to Chicago is a plus, but there are plenty of jobs to be had right here. Edward Hospital and Nicor Gas employ more than 8,000 people between them, and companies such as BP America, Lucent and Tellabs have offices in town. Graduates of the city's schools handily outscore state and national averages on college entrance exams. And Naperville's public library is ranked the best in the nation among small cities by Hennen's American Public Library Ratings. On the downside, housing is pricier here than in some nearby suburbs; the typical three-bedroom, two-bath house runs $380,000. And congestion on the city's major roads can slow traffic to a crawl. |
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South Naperville-IL - South Naperville-Best Place To Live
- Below is an article by Money Magazine after placing Naperville as the no. 3 best place to live in the new 2008 ranking report!
It's no wonder Naperville has made Money's Best Places list three times now. The walkable downtown area is packed with restaurants and shops. The popular Riverwalk is a nearly two-mile brick path that follows the DuPage River's course through town. Naperville's proximity to Chicago is a plus, but there are plenty of jobs to be had right here. Edward Hospital and Nicor Gas employ more than 8,000 people between them, and companies such as BP America, Lucent and Tellabs have offices in town. Graduates of the city's schools handily outscore state and national averages on college entrance exams. And Naperville's public library is ranked the best in the nation among small cities by Hennen's American Public Library Ratings. On the downside, housing is pricier here than in some nearby suburbs; the typical three-bedroom, two-bath house runs $380,000. And congestion on the city's major roads can slow traffic to a crawl. |
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Overland Park-KS - Overland Park Real Estate News
- Money magazine had great things to write about Overland Park. So much that it ranked it no. 9 of all cities as best place to live.
The article stated....."Overland Park's flat terrain and grid layout don't provide much drama, but for its residents, reasonable housing prices, good jobs and proximity to Kansas City, Mo. are excitement enough.
The city (where Sprint Nextel employs 12,000 people) recently began building a dozen soccer fields to host national tournaments - good news for local businesses. There are six major medical centers here too, and schools are among the best in the nation.
Happily, development hasn't paved over the green space: The Arboretum and Botanical Gardens covers 300 lush acres, for example." |
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Fishers-IN - Fishers Indiana Real Estate Report
- ranked no. 10 on Money Magazines list of "best places to live", buying a home in Fishers is not a risk but rather a great move for a family or anyone looking for all of what is has to offer. See below what Money Magazine wrote....Fishers is growing fast, attracting residents who are young (median age: 30) and smart (over 60% have a bachelor's degree or more). It has the range of pluses common among our top 10, including a strong economy (lots of life-science companies are moving in), low home prices ($149,700 for the typical house) and good schools (they get high rankings in the state).
Though a walkable downtown is still in the planning stages, transportation is already here: Fishers started a commuter bus service to downtown Indianapolis and plans rapid transit via rail in the next two to five years. When it comes to smart planning and sheer livability, other places could learn a lot from this little city in the Midwest. |
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Olathe-KS - Buying a Home in Olathe?
- One of the fastest-growing cities in the nation, Olathe was reportedly named for the Shawnee word for "beautiful."
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McKinney-TX - McKinney Texas-Ranked Number 14 on Money Magazine's Best Places to Live!
- With one of the oldest authentic downtowns in Texas, McKinney is unlike most of Dallas newly developed suburbs. But with new facilities and businesses finding their way to the city (established in 1848), McKinney and its residents are managing fantastic growth.
The once-abandoned Historic Collin-County Courthouse was recently transformed into the McKinney Performing Arts Center, and Olympic gold medalist Michael Johnson established Texass first athletic training and sports science center here. McKinney also offers excellent schools and plenty of green space, including a 289-acre outdoor preserve and nature museum and PGA Tour owned and operated golf course. |
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Bolingbrook-IL - Looking in the Bolingbrook Area?
- A recent mentioning of Bolingbrook being included in "Best Places to Live" in the country by Money Magazine is a huge boost to the area and plays a major role of bringing attention to others looking in the western suburbs of Chicago.
Not too many places near Chicago can go by "village" anymore, but Bolingbrook claims the title proudly. It's a relatively new suburb of Chicago, having been incorporated only in 1965. Since then, growth has exploded.....so much so that IKEA brought its second Illinois location here three years ago. An open-air mall, The Promenade Bolingbrook, also opened here last year. What's more, Clow International Airport, owned by the village for public use, is slated for expansion. |
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Mount Juliet-TN - Mount Juliet Homes
- If you are interested in Mount Juliet real estate then now is the time to buy. Home prices have only been on the rise the past few years and look as if they will continue on that same route for some time. The number of single family homes being built is also increasing each year. |
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Sarasota-FL - Sarasota Homes
- Home for sale in Sarasota are very diverse. One can find a cozy cottage or a mansion and everything in between. Sarasota offers view oriented buyers stunning beach, expansive bay, private natural preserve, tranquil lake, and wide golf course views. |
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Chicago-IL - Buying a Home in Chicago
- Chicago Homes For Sale. A recent article by Maurna Desmond, Forbes.com.....We examined the country's 40 largest metropolitan areas and looked at cities where home prices have appreciated over the last two years. We also measured tightening vacancy rates. These metrics indicate places where buyers are investing in homes in order to live, not just make a quick buck, and where the housing market is relatively solid. We culled our vacancy and home price information from the U.S. Census Bureau and the National Association of Realtors. |
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Irving Park-IL - Buying a Home in the Irving Park Neighborhood of Chicago
- Chicago's northside has showed that good areas can strive in a slow market especially when location is key. Chicago was rated one of the best cities for public transportation as well as the most "walk friendly" of all major cities. |
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Katy-TX - Buying a Home in Katy Texas
- Katy Texas real estate market conditions ranked at the top of Forbes "Best Cities To Buy a Home" article by Maurna Desmond......"The city's $152,500 median home sale price is up 6.6% from 2005. It boasts a low vacancy rate and an oil-rich economy. Throw in a bubbling entrepreneurial tech scene, and you've got four factors that put Houston on the top of our list of best places to buy a home" |
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Redondo Beach-CA - HOT STATISTICS MAKE REDONDO BEACH A PLACE TO BUY A HOME!
- Redondo Beach is an oceanside community of approximately 67,346 residents and growing at 3.2% to 6.5% annually. The city is divided into 2 sections known as North Redondo (90278) and South Redondo (90277). The city is located in the Southbay area of Los Angeles...just south of Hermosa Beach and north of Hollywood Riviera section of Torrance. Housing units have increased and from 2000-2006 the housing stock has had a net gain of 946 housing units. The close proximity to LAX airport and major freeways..the 405 and 110, as well as the beachfront locations in the south redondo area, make this a desirable community. The median home values are still around $794,900. The unemployment rate is low around 3.1%. And median family income is around $82,744 according to US Census Bureau ACS. Some of the largest employers are here..such as Macy's, Target,Northrup Grumman, Cheesecake Factory, Nordstrom, DHL,Crowne Plaza Redondo Beach, Beach Cities Health District,City of Redondo Beach,among others. From the South Bay Galleria shopping center in the north end of town to the Harbor/Pier and Riviera Village in the south, fantastic opportunities abound for shopping and dining. Visit these areas of redondo on the web: North Redondo area www.nrbba.digivideoplus.com , The Redondo Beach Pier & King Harbor at www.redondopier.com , and Riviera Village at www.rivieravillage.org I hope this helps you in making Redondo your home, and if you need any help in buying or selling...Just Call Shy! 310-429-4170 Your Residential Helper... |
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Colorado Springs-CO - Down Payment Assitance Gone!
- Looks like the DPA programs used for several colorado springs home buyers in the past is just that...in the past. The'Housing Rescue Bill' passed both houses of the Congress and was signed by the president yesterday. Short of a VA loan it looks nearly impossible to get 100% financing. However, we can still utilize these programs until October 1st, 2008 so if you're on the fence about purchasing and need down payment assistance, give me a call. There are also a few positive about this bill concerning the Colorado springs housing market. I'd be happy to discuss this bill over a cup of coffee if you'd like. Fell free to call. |
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Shoreline-WA - Shoreline Wa Real Estate Agents
- Whether you are buying or selling a Shoreline condo, Shoreline single-family, Shoreline multi-family or Shoreline multi-million dollar estate home, I can provide you with the service and knowledge you need to make informed home-buying decisions. I have integrity, honesty & patience to spare for every client. I am detail-oriented, hardworking, & energetic. My mission is to turn your dreams into reality! |
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Colorado Springs-CO - Colorado Springs Real Estate Agents
- Hello, Thank you for visiting my website. My name is Scott Miller and I am a buyers advocate/real estate agent in the Colorado Springs area. Throughout my career I have helped hundreds of families Locate, negotiate and purchase their dream homes. However, if you are looking for the blue haired lady that wears way too much perfume and drives a Cadillac, I'm afraid I can't help you. Or if you're looking for the stereotypical Realtor that acts as if you should feel blessed to be in his presence, unfortunately I'm not that guy either. But.. if you need a guy that is professional, courteous, and generally fun to be around, give me a call. I look forward to meeting you. |
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Colorado Springs-CO - Are You Facing Foreclosure?
- You May Have A Better Way Out! There are countless hardships that can turn home ownership from a joy into a burden. The loss of a job, medical bills, or an unexpected hike in monthly payments can all make a mortgage unaffordable. But ignoring the bills will not make them go away, it will only make things worse. If you need help, there are approaches that can help, but you may not be familiar with them. One of these is a short sale. In an approved short sale, the lender agrees to accept less than is owed for the property, and the homeowner is relieved of the debt. A lender may be willing to do this because it spares a lot of hassle and expense involved in executing a foreclosure. And typically, a short sale does far less damage to the homeowners credit than a foreclosure does. If you would like to explore the possibility of a short sale for your property, avoid foreclosure, and potentially save your credit rating, just send me a quick email and we can schedule a cup of coffee and discuss how I can help. A qualified short sale agent will be in touch with helpful information. |
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The Avenues-UT - The Avenues Real Estate
- The Avenues is a beautiful neighborhood in Salt Lake City, Utah named after the perfectly grid-like, closely laid out roads called Avenues and Streets. First surveyed in the 1850s, the Avenues became Salt Lake City's first neighborhood. Today, the Avenues neighborhood is generally considered younger, more progressive, and somewhat "artsy" when compared to other neighborhoods in the Salt Lake area. Many young professionals choose to live there due to the culture and easy commute to downtown. |
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Aurora-IL - Aurora IL Real Estate Market Update
- What did Money Magazine have to say about Aurora within it's list of best places to live?
At the crossroads of city and country, Aurora is on the fringe of the Illinois Research & Development Corridor, a major stretch of intellectual and corporate brainpower. As one of the first cities in Illinois to implement an all-electric street lighting system, Aurora is nicknamed "The City of Lights." And it keeps the flame alive downtown with entertainment at the Paramount Theatre and Hollywood Casino. Downtown Alive, a free festival that includes live music and a variety of food booths, is held every Friday night in the summer |
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Hinsdale-IL - Hinsdale Real Estate News
- A previous article written by RISMEDIA, Looking back in time the MLS was supposed to be simple: A seller - a listing - an agreement to share - a buyer - a sale. Everyone benefited, including the buyers and the sellers. It was built as a B2B model, a cooperative among brokers licensed under state law not a B2C model, Yet today under the flag of "all information should be free" everyone wants to promote the listing. As a result the MLS has evolved into a consumer marketplace and a quasi public utility. The proverbial horse is out of the barn.
So after four decades of everything working reasonably well the industry is now in such a state that brokers and agents don't really know what they have on their websites, or for that matter what information of theirs is on some else's website. Brokers complain that they have to belong to multiple MLSs and are required to spend thousands of dollars just to get their own data back.
"Clearly the future of the MLS needs to be addressed, and soon," says Stefan Swanepoel, author the new 2007 Swanepoel TRENDS Report (www.ReTrends.com). The Report delves into detail on the top 10 trends impacting brokers, agents, Realtor Associations and MLS Boards today and provides not only an analysis of the current status but identifies key players, lists numerous suggestions and provides various take away items to action.
What makes this easier for consumers is to work with an agent that can fine tune their search by sending them the relevant listings. This not only saves time but puts the best choices in front of them, helping to make an informed decision. |
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Isle of Palms-SC - What does Isle of Palms Have to Offer?
- From condos to cottages, to oceanfront mansions, Isle of Palms offers a wide range of vacation and investment homes.
From marsh views, to golf views, to ocean views, to intercoastal views, there is a picture perfect spot for everyone. |
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Isle of Palms-SC - A little History about Isle of Palms
- In the 1970's the rest of the world discovered the joys of the Isle of Palms, and real estate development blossomed. In 1975, the Sea Pines Co., one of the major developers of now renown Hilton Head Island, established a similar resort enterprise on 900 acres of land at the northeast end of the island. Originally named The Isle of Palms Beach and Racquet Club it was renamed The Wild Dunes Beach and Racquet Club in 1984 and today is simply called Wild Dunes. With nationally recognized golf courses and other resort amenities, Wild Dunes has become a major vacation locale on the South Carolina coast. |
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Wild Dunes-SC - Wild Dunes Real Estate
- In the 1970's the rest of the world discovered the joys of the Isle of Palms, and real estate development blossomed. In 1975, the Sea Pines Co., one of the major developers of now renown Hilton Head Island, established a similar resort enterprise on 900 acres of land at the northeast end of the island. Originally named The Isle of Palms Beach and Racquet Club it was renamed The Wild Dunes Beach and Racquet Club in 1984 and today is simply called Wild Dunes. With nationally recognized golf courses and other resort amenities, Wild Dunes has become a major vacation locale on the South Carolina coast. |
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Shoreline-WA - Shoreline Real Estate News
- A recent article by MarketWatch asks....What do the troubles at Freddie Mac and Fannie Mae mean for borrowers? A leading mortgage expert says: Don't panic. But do pay attention to the news. "If you already have a mortgage that happens to be financed through Fannie Mae or Freddie Mac, I don't think you have anything to be concerned about," says John Bancroft, executive editor of Inside Mortgage Finance. He tells John Wordock: "If you're thinking you might want to refinance that mortgage at some point in the future, then this issue is significant." And if the federal government takes over Freddie and Fannie, Bancroft adds, 'There would be an impact for borrowers down the line. But it would not be as severe an impact if the government were to let the companies blow up." |
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Colorado Springs-CO - Should I sell my house now? What is the value of my Colorado Springs Home?
- Should you sell your house now or wait? The truth is, I don't know and neither does anyone else. Anyone that tells you otherwise is either full of themselves or full of something not suitable for the front page of my website. Just like the purchase scenario...it depends. Colorado Springs Homes for sale have continued to increase but so have the buyers. Many homes are selling right away at or above asking price. Others are sitting for months. 1. The secret is simple... price. Consult with a realtor and find out what price the market dictates. Did you catch that? I said, what the market dictates, not what your neighbors house sold for, not what your sisters neighbor who used to be a realtor said. You need a current market evaluation with consideration to your specific home. 2. Your home has to show better than a model. Don't consider hiring a professional stager, hire one. I'm sure the couple hundred dollar consultation fee is less than a months payment on your mortgage. If you hire me, to market your house, I'll pay for the staging. Your lawn has to be perfectly manicured. If you can't do it, hire a local kid. 3. Make sure that the realtor you hire has an A+ marketing plan. You can't just stick a house in the MLS and sit back anymore. 4.***Bribe the buyer's agent. :) There are 4000 agents in town and a majority of them are starving (Figuratively). Whose house do you think they are going to show most often if you are offering a higher buy side commission?
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Colorado Springs-CO - Is it the right time to buy a home in Colorado Springs?
- It is always a good idea to buy real estate. I wish I could say that was true. However, spouting off such an absolute would place me in the same group of fast talking, boiler room Realtors the public has come to distrust. Just like anything else, buying a home in Colorado Springs is right for some and probably not the right choice for others. It depends on your circumstances. ~Will you be in the area for at least two years? It will cost you roughly 8% of the homes value, between commissions, concessions, and closing costs, to sell. You will need those two years of appreciation if you do not want to bring money to the closing table. ~Will your new house payment be more than 50% of your monthly income? Don't put yourself in a pickle today that can cause long term damage. ~Look at the trend. As any investor will tell you, "don't buck the trend". Look at monthly, quarterly, and yearly statistics. Are the median and average sales prices increasing? For example, I wouldn't buy in Phoenix or Las Vegas right now. They appreciated too fast through out the decade and still have a ways to come to get back to the median. Colorado Springs appreciated at a healthy 6-10% a year from 2000 to 2007. Due to that slow and steady growth Colorado Springs has not seen the depreciation that CNN and FOX like to highlight. There are a multitude of reasons to buy and I am sure you have heard them all. However, if you would like to sit down and talk to a realtor that is genuinely interested in your best interest, give me a call and I will buy the coffee |
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Colorado Springs-CO - Colorado Springs Real Estate Market
- June Colorado Springs real estate transaction #'s are in and they look fabulous. Single Family/Patio Home Sales: 867 Listings Sold. +27 from last month. Average Sales Price up $5200 to $256,829 The Average Days on Market is still 3 months. |
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Colorado Springs-CO - Colorado Springs Builders Year to Date
- Colorado Springs real estate New builder sales are down a touch but moving in the right direction. JAN FEB MAR APR MAY JUNE JUL AUG SEP OCT NOV DEC TOTAL TOTAL 121 102 136 134 177 96 0 0 0 0 0 0 766 |
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Colorado Springs-CO - Colorado Springs Real Estate News
- Listing Highlights 1. The most popular listing on Pikes Peak Board of Realtors this month is: - 725 INSTITUTE ST, COLORADO SPRINGS, CO 80903 2. The most popular listing on your site this month is: - 510 SILHOUETTE WY, MONUMENT, CO 80132 Market Conditions 1. There are 11,606 listing(s) currently active on Pikes Peak Board of Realtors - This is HIGHER than it was last month 2. The average price of a single family home listing on Pikes Peak Board of Realtors is $361,531 Lead Insights in your Area 1. The average site visitor conducted 2.4 search(es) and viewed 7.2 listing(s) 2. The average site visitor searched for 2.7 bedroom(s) and 1.1 bathroom(s) 3. Most site visitors are searching in this price range: - $158,132 - $2,154,791 |
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Naperville-IL - Congress action to release forceful real estate cures
- A recent article by the Washington Post writers group-KENNETH R. HARNEY
WASHINGTON-Congress left town for the July 4 recess with a half-baked cake in its legislative oven-one that has huge potential significance for the housing and mortgage markets. The unfinished work is a relief bill designed to rescue hundreds of thousands of homeowners heading for foreclosure, pull new buyers back into the real estate arena and permanently raise conventional and Federal Housing Administration loan limits in high-cost markets. The Senate is close to passage of its bill and could do so as early as the week of July 7. The House has passed its version. Final legislation could go to the White House this month. Though President Bush has threatened a veto, analysts say strong bipartisan support-plus elections this fall-make it unlikely he'd do so. The bill offers: Federal tax credits up to $8,000 per couple-$4,000 per single-for qualified first-time purchasers of new construction or resale houses. There's no cap on the number of buyers to be assisted, plus the definition of "first-time buyer" is more generous. This provision alone could bring thousands of consumers into the real estate marketplace. A possible way out of impending foreclosure-provided your lender agrees. Even if you're behind on payments and your mortgage balance exceeds your property's value, you could end up with an affordable FHA fixed-rate loan. Likely higher limits than the $417,000 cut-off for Fannie Mae and Freddie Mac that prevailed before a temporary increase to $729,500, set to expire at year-end. The odds are the new maximum will be less than $700,000-the Senate bill calls for $625,000 for Fannie, Freddie and the FHA. House negotiators reportedly have been pushing for $688,000. But the compromise number should help buyers in California, New England and the mid-Atlantic states who otherwise could pay higher rate |
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Aurora-IL - Increasing loan limits to help the real estate market
- The new credit program would dangle tax savings in front of almost anyone considering buying a first house or buying a house after not owning one for at least three years. Tax credits are more valuable than deductions because they are dollar-for-dollar reductions off what you'd owe on your federal taxes.
"This should be a very potent stimulus," said Howard Glaser, president of Glaser Group, a Washington legislative consulting firm representing mortgage lenders. "Unlike the earlier [economic] stimulus package," which that has been pumping out tax rebates to consumers, "this one is directly targeted at selling houses." The credit's expansive definition of who qualifies as a "first-time" buyer is a plus in hard-hit areas of the country where many former owners have become renters. But the credit comes with some noteworthy limitations. You've got to pay it back to the IRS over an extended period-up to 15 years after the tax year of the home purchase. And if you sell the house or convert it to another use, such as a second home or investment property, you've got to repay the credit. There's also an income limit of $75,000 for singles, $150,000 for married joint filers. Beyond those, the maximum allowable credit would phase down in increments. The credit program covers qualifying home purchases between April 9, 2008, and April 1, 2009. The portion of the legislation that deals with financially distressed homeowners would help an estimated 400,000 borrowers. It is restricted to owners who cannot afford their current loans and have a mortgage debt-to-income ratio of more than 31 percent. The owner of the mortgage-either a lender or bond investor-must agree to reduce the principal to 85 percent of the current market value-that is, write off a significant chunk of what's owed. If these and other conditions are met, including borrowers agreeing to split any future appreciation with the government, the |
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Arlington Heights-IL - What's My Home Worth in Arlington Heights?
- The first step when planning to sell your home is to find out what it's worth. Where do you start.....work with an agent to compare your home to other properties that have sold in the same area as a start. There is much more involved that an experienced agent can help you with. In today's market, the key to selling a home qui | |||||||||||||||||||||||||||||
